3 ways 2020 may have impacted your retirement plans – and what you need to do NOW
At Rose Financial Planning, In Whetstone, Barnet we’re seeing an increase in clients contacting us who find themselves in one of three situations with their retirement plans following the pandemic.
I am here to help you in 2021 to make sure your retirement plans are as good as they can be. Answering any questions you may have, I can provide you with reassurance and make sure you avoid any pitfalls.
These are the three main groups of people we’re seeing, which you may identify with. At Rose Financial Planning we’re used to supporting people in a wide range of situations and providing personal, tailored advice to put our clients’ minds at rest after a difficult year.
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YOUR RETIREMENT PLANS HAVE SLOWED DOWN
Your retirement date has been pushed back. You’ve decided not to retire at this time as you are unable to enjoy retirement because celebration events (such as dream holidays) are not possible. |
YOUR RETIREMENT PLANS HAVE SPED UP
Your retirement date has been moved forward – possibly outside of your control due to redundancy. You could be under pressure to access your pension earlier than you planned or want to. |
YOUR RETIREMENT PLANS ARE NOW IN FOCUS
For the first time you have found yourself wanting to know when you can retire. You are suddenly motivated to sort out your retirement plans and get them into shape. |
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DISCOVER HOW WE CAN HELP YOU
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· Make sure your investments are ready for when you do choose to retire. · Help you navigate the complex tax rules about topping up your pension if you have excess income to save for retirement. |
· Help you understand all the different ways you can access your pension and how to make sure it lasts for as long as possible. · Make sure you don’t pay too much in tax and avoid the mistakes people make when they do things themselves. |
· Review your current pension plans and help you find any that you have lost. · Shop around for the best deal and make sure you have the confidence that your retirement plans are now fighting fit. |
Please contact me to talk about your retirement plans. If You have a variety of pension policies that span across your career it is important they are reviewed to see if they are still fit for purpose. For example dying in the wrong pension could cause you a massive tax problem. To find out more call David Rose on 020 3327 2767.